Deko FinanceInterest Free Credit & Finance Options

At Heming, we have a carefully tailored interest free credit option available to all of our customers. Our 0% finance offer gives you the flexibility to spread your payments over a period of up to 12 months. Alternatively we offer competitive credit rate finance options enabling payment to be spread over periods of up to 36 months; the tables below provide some illustrative examples of repayment schedules. Please call into one of our stores for further information and to speak with one of our advisers about a credit option that can be customised to suit your individual needs.

 

Retail Price: £1,000.00 Retail Price: £3,000.00 Retail Price: £5,000.00
Deposit (10%): £100.00 Deposit (10%): £300.00 Deposit (10%): £500.00
Term – Monthly Payments Term – Monthly Payments Term – Monthly Payments

 

6 Months (0% APR)- £150.00

Total Paid £1,000.00


12 Months (0% APR)- £75.00

Total Paid £1,000.00


24 Months (4.9% APR)- £39.40

Total Paid £1,045.62


36 Months (9.9% APR)- £28.82

Total Paid £1,137.52


 

6 Months (0% APR)- £450.00

Total Paid £3,000.00


12 Months (0% APR)- £225.00

Total Paid £3,000.00


24 Months (4.9% APR)- £118.20

Total Paid £3,136.87


36 Months (9.9% APR)- £86.46

Total Paid £3,412.57

 

6 Months (0% APR)- £750.00

Total Paid £5,000.00


12 Months (0% APR)- £375.00

Total Paid £5,000.00


24 Months (4.9% APR)- £197.00

Total Paid £5,228.12


36 Months (9.9% APR)- £144.10

Total Paid £5,687.62

 

Retail Price: £8,000.00 Retail Price: £10,000.00 Retail Price: £12,000.00
Deposit (10%): £800.00 Deposit (10%): £1,000.00 Deposit (10%): £1,200.00
Term – Monthly Payments Term – Monthly Payments Term – Monthly Payments

 

6 Months (0% APR)- £1,200.00

Total Paid £8,000.00


12 Months (0% APR)- £600.00

Total Paid £8,000.00


24 Months (4.9% APR)- £315.21

Total Paid £8,364.99


36 Months (9.9% APR)- £230.56

Total Paid £9,100.19


 

6 Months (0% APR)- £1,500.00

Total Paid £10,000.00


12 Months (0% APR)- £750.00

Total Paid £10,000.00


24 Months (4.9% APR)- £394.01

 Total Paid £10,456.24


36 Months (9.9% APR)- £288.20

Total Paid £11,375.24

 

6 Months (0% APR)- £1,800.00

Total Paid £12,000.00


12 Months (0% APR)- £900.00

Total Paid £12,000.00


24 Months (4.9% APR)- £472.81

Total Paid £12,547.48


36 Months (9.9% APR)- £345.84

Total Paid £13,650.28

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