Interest Free Credit

At Heming, we have a carefully tailored interest free credit option available to all of our customers. Our 0% finance gives you the flexibility to spread your payments up to 36 months; the tables below provide some illustrative examples of repayment schedules. Please call into one of our stores for further information and to speak with one of our advisers about a credit option that can be customised to suit your individual needs.

 

Retail Price: £500.00 Retail Price: £1,000.00 Retail Price: £3,000.00 Retail Price: £5,000.00
Deposit (10%): £50.00 Deposit (10%): £100.00 Deposit (10%): £300.00 Deposit (10%): £500.00
Term – Monthly Payments Term – Monthly Payments Term – Monthly Payments Term – Monthly Payments

12 Months - £37.50
24 Months – £18.75
36 Months - £12.50

Total Interest: 0%

12 Months - £75.00
24 Months – £37.50
36 Months - £25.00

Total Interest: 0%

12 Months - £225.00
24 Months – £112.50
36 Months - £75.00

Total Interest: 0%

12 Months - £375.00
24 Months – £187.50
36 Months - £125.00

Total Interest: 0%

Total Paid: £500.00 Total Paid: £1,000.00 Total Paid: £3,000.00 Total Paid: £5,000.00
Retail Price: £6,000.00 Retail Price: £8,000.00 Retail Price: £10,000.00 Retail Price: £12,000.00
Deposit (10%): £600.00 Deposit (10%): £800.00 Deposit (10%): £1,000.00 Deposit (10%): £1,200.00
Term – Monthly Payments Term – Monthly Payments Term – Monthly Payments Term – Monthly Payments
12 Months - £450.00
24 Months – £225.00
36 Months - £150.00
Total Interest: 0%
12 Months - £600.00
24 Months – £300.00
36 Months - £200.00
Total Interest: 0%
12 Months - £750.00
24 Months – £375.00
36 Months - £250.00
Total Interest: 0%
12 Months - £900.00
24 Months – £450.00
36 Months - £300.00
Total Interest: 0%
Total Paid: £6,000.00 Total Paid: £8,000.00 Total Paid: £10,000.00 Total Paid: £12,000.00
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